Glossary
/Co-Applicant
What is a Co-Applicant?
When your single income isn't high enough to qualify for that massive home loan, you bring in a co-applicant. This person applies for the loan right alongside you, combining both your salaries to look stronger to the bank. It is usually your spouse, parents, or a sibling. The bank checks your credit history and proof of income. Just keep in mind that their credit score will also take a hit if you mess up and default on the EMI later.
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