XIRRCalculator

Investment Frequency

Start Date

Maturity Date

Recurring Investment Amount

10000

Total Maturity Amount

60000
Total Investment
70K
Maturity Amount
60K
Your XIRR
-5.12%

Wealth Projection

XIRR - Extended Internal Rate of Return Calculator

Welcome to our XIRR Calculator, the most accurate tool for measuring returns on investments with irregular cash flows. While simple CAGR works great for one-time investments, real-world investing often involves SIPs, periodic top-ups, or partial withdrawals. XIRR accounts for the exact timing of every cash inflow and outflow to give you the true annualised return of your portfolio.

Why use the XIRR Calculator?

1. True Return for SIPsIn a Systematic Investment Plan (SIP), every installment is invested for a different duration. XIRR calculates the consolidated return by weighting each installment against its time in the market.
2. Handle Irregular Cash FlowsWhether you invested a lump sum in January, added more in March, and withdrew some in July, XIRR unifies these varied actions into a single performance percentage.
3. Accurate Wealth ProjectionVisualize how your periodic investments compound over time. Our tool not only calculates the rate but plots the growth curve of your invested capital versus its current value.
4. Compare Against BenchmarksMutual Funds and other instruments report returns using XIRR (for periods > 1 year). Calculating your personal XIRR allows for an apple-to-apple comparison with fund factsheets.

Stop guessing your returns based on simple averages. Use the XIRR Calculator to get professional-grade insights into your portfolio's performance. Understand the power of compounding when combined with disciplined, regular investing.

Invest | Compound | Conquer

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