Company Information

Privacy Policy – Credit Card App

Bitsquare Technologies Private Limited ("we", "our", "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect the information you provide while using our credit card application services.

1. Information We Collect:

• Personal Information: Name, phone number, email, PAN, and address.
• Financial Information: Income details, credit score, employment details, and existing credit obligations.
• Device & Usage Information: Device identifiers, app activity, and technical logs to enhance user experience.

2. Use of Information:

• To process your credit card application.
• To connect you with banks/NBFCs with whom we have affiliate partnerships.
• To comply with regulatory and legal requirements.
• To improve app functionality and customer support.

3. Information Sharing:

• We only share your data with authorized banking partners and NBFCs to process your credit card application.
• We do not sell or rent your personal data to any third parties.
• We may share anonymized or aggregated data for analytics and improvement purposes.

4. Data Protection:

• We use encryption and secure servers to protect your information.
• Access to your data is restricted to authorized personnel only.

5. Your Rights:

• You may request correction or deletion of your personal information by writing to contact@vestbox.in.
• You may withdraw your consent at any time, subject to applicable legal and contractual obligations.

6. Updates to Policy:

We may update this Privacy Policy periodically. Users are encouraged to review this policy regularly.

Effective Date: [Insert Date]

Terms and Conditions – Credit Card App

These Terms and Conditions ("Terms") govern your use of the Bitsquare credit card application platform ("Service"), operated by Bitsquare Technologies Private Limited ("Company", "we", "our", "us"). By using our Service, you agree to these Terms.

1. Eligibility:

You must be an Indian resident above 18 years of age with valid identification and financial documentation.

2. Nature of Service:

• Bitsquare acts solely as an affiliate partner for various banks and NBFCs to help you explore and apply for credit card products.
• We are not a bank, lender, or credit card issuer.

3. Application Process:

• All credit card applications are processed directly by the respective partner banks/NBFCs.
• Approval or rejection of your credit card application is at the sole discretion of the respective institution.

4. User Responsibilities:

• You agree to provide accurate and truthful information.
• You are responsible for maintaining the confidentiality of your login credentials.

5. Limitation of Liability:

• We are not liable for any decision made by the partner banks/NBFCs.
• We do not guarantee approval of any credit card application.
• We are not responsible for any financial loss, data breach, or delay beyond our control.

6. Intellectual Property:

All trademarks, logos, and content displayed in the app are owned by Bitsquare Technologies Private Limited or its partners.

7. Termination:

We may suspend or terminate your access to the Service in case of misuse, fraud, or violation of these Terms.

8. Governing Law:

These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Jaipur, Rajasthan.

Agreement

By using our credit card application platform, you acknowledge that you have read and agreed to these Terms and our Privacy Policy.